American Reliable Insurance Company Reviews, Phone Number & Contact Details

My boat trailer tire was torn off on boat ramp. Bent axel, brake assembly, fender, and lost wheel in the water. Claim denied due to lack of mantainance. Just had $600 worth of preventive work done. I’m so glad this company baled out of Florida before I had something serious happened to my boat and trailer. I don’t recommend this company for insurance.

I just can’t make this company make any sense. I filed a claim during a hurricane because it was raining inside my home. They sent their adjuster to take a look. Several weeks later I get a denial letter. OK fine we just come up with the money and pay out of pocket. I never once called this company to even argue their decision. I assumed it would prove no good so I never bothered. Now its time for my renewal and they sent a letter of non renewal. They claim I’m a “risky” client. I didn’t understand this being that there was a hurricane and my roof was damaged. I even offered to pay the cost of the adjuster to come out but they wouldn’t accept it. Im a first time homeowner and it was always my dream to be a homeowner now I’m not so sure anymore. I totally understand Van, Camper and R.V. life more than ever now.

Second time in the last four years that I’ve had a payment problem with this company. Company failed to process my bank’s electronic payment properly and it went down hill from there. Will definitely find another insurance provider

Had a part of a tree go threw garage roof.. immediately sent pictures to my agent. Insurance company sent an adjuster,who reported that nothing went threw roof that damage was due to collapse from rot. My agent supplied the original pictures of the tree threw the roof. SO i call to SPEAK to Ron Garner. I DIDN’T have the claim number available to me at that moment, he wouldn’t help me, told me I needed to find the claim number and call back when I had that available.. Evidently they cant look up policy information by your name or other in. He also sounded half asleep on the phone when he answered. I believe he just didn’t want to take time to help me. Discusted with his customers service to say the least, and wrongly denied claim when proof was in the pictures.

Over all a good insurance company. Do not get me wrong. There first response to my claim was rough but in the end they did do the right thing. That counts for something. Also they are reasonably priced. Remember, these people are in it to make a profit. When they seem rough, that is just them doing there job. Work with them and you will get what you need. Also, they are fast at responding.